Not at all — and that's exactly the point.

Ona was built because the kind of clear, unbiased financial thinking that wealthy families access through family offices shouldn't be exclusive to the ultra-rich.

Whether you're just starting to build savings, navigating major life decisions, or already managing significant assets — Ona meets you where you are.

Financial clarity is for everyone. That's why Ona exists.

You can use Ona directly from the web at onawealthmentor.com, or download the app on iOS or Android.

There are three plans to choose from:

• Quarterly — $27 (Most Popular)

  Consistent mentorship, flexible commitment. Perfect if you want to explore Ona and build a habit of clearer financial thinking.

• Annual — $89 (Best Value)

  12 months for the price of 10. Best for people who take a long-term approach to their wealth and want year-round guidance.

• Ona Generations — $299 (Multigenerational)

  Up to 5 independent accounts — ideal for families who want everyone thinking clearly about wealth, with full privacy between profiles.

All plans include: ask any wealth question freely, explore Guided Mentorship Cards, and access the Total Net Worth Tool.

Payments are secure via credit/debit card or through the app stores. Prices automatically reflect your local currency.

A licensed financial advisor provides personalized advice and can manage your money. Ona doesn't do that — and that's intentional.

Ona's role is to help you think more clearly about your financial situation, understand your options, and get to a place where you can make better decisions — on your own or alongside a professional.

Think of it this way: Ona helps you walk into any conversation (with a banker, advisor, or partner) better prepared and more confident.

No conflicts of interest. No commissions. Just structured thinking that's fully aligned with you.

Yes — completely.

Ona uses bank-level security standards and follows European Union data protection regulations (one of the strictest in the world).

A few things worth knowing:

• You never need to upload ID, link bank accounts, or connect financial statements.

• You can use Ona anonymously — you enter only what you choose to share.

• Your conversations are confidential and your information is never sold or shared with third parties.

Financial clarity shouldn't require sacrificing your privacy. With Ona, it doesn't.

Absolutely. In fact, that's one of the things Ona does really well.

The Ona Generations plan ($299/year) gives up to 5 family members their own independent accounts — each with access to the Net Worth Tool, Guided Mentorship, and full privacy between profiles.

Ona can help families think through shared goals, legacy planning, generational wealth, and financial education — so everyone is working from the same level of clarity.

No. Ona is an educational and mentorship platform — not a licensed advisor.

For personalized financial, legal, or tax guidance, we always recommend working with qualified professionals in your country.

Ona helps you prepare for those conversations — so you show up clearer, more confident, and better informed.

Yes! Ona is currently available in English and Spanish, and we're actively expanding to reach more people around the world.

Nope. Ona works in any modern web browser, and there's also an app for iOS and Android.

Phone, tablet, or computer — it works wherever you are.

Yes, anytime. You manage your subscription directly from your profile.

• All plans renew automatically to keep your guidance uninterrupted.

• You can cancel at any time and you'll keep full access until your billing cycle ends.

• Quarterly and Annual plans are non-refundable, but you'll always have access through the end of your paid period.

No surprises. No fine print. Full control is yours.